Terms and privacy policy
A plain-language summary first, then the full wording. If the two ever diverge, the full version governs — but we try hard to make them say the same thing.
The summary in six points
You can download and erase it at any time, without asking us.
We live off subscriptions, not advertising or reselling statistics.
We do not ask for logins and we use no PSD2 integration.
One button; the plan runs to the end of the paid period.
On annual billing, with no questions about why.
We email you 30 days before any material change.
Terms
In force from September 1, 2026§1. Who provides the service
Revnance is provided by Revnance sp. z o.o., registered in Wrocław, Poland. Contact for all matters: kontakt@revnance.pl. The service provides a tool for recording recurring expenses and asset holdings entered by the user.
§2. What Revnance is not
Revnance is not a financial institution, provides no investment or tax advice, and performs no operations on your accounts. Cuts to consider and return calculations are informational; decisions are yours and at your own risk.
§3. Account and responsibility for input data
You register with your own email address. Results depend on the accuracy of the data you enter — we do not verify it with providers. One account serves one person; you may use it in the browser and in the mobile app at the same time.
§4. Plans, payments and cancellation
The free plan covers up to 15 recurring items and needs no card. The full plan costs 19 USD a month or 190 USD a year and renews automatically until cancelled. You can cancel at any time in settings; the plan runs to the end of the paid period. On annual billing we refund in full within 30 days of purchase, and pro rata for whole unused months after that.
§5. Availability and changes
We work to keep the service running without interruption, but we do not guarantee uninterrupted availability. Planned work is announced in advance. Material changes to these terms or to pricing are emailed 30 days before they take effect; if you disagree, you may cancel before that date and keep the right to a refund for the unused period.
§6. Winding down
If we decide to shut the service down, we will give 90 days notice and keep data export working until the last day. The JSON export format stays publicly documented.
Privacy policy
Controller: Revnance sp. z o.o., Wrocław| Data category | What for | How long |
|---|---|---|
| Email address | Sign-in, notifications, invoices | until account deletion |
| Password hash | Authentication | until account deletion |
| Recurring items | Running the service | until account deletion |
| Asset valuations | Return calculation | until account deletion |
| Invoice details | Tax obligation | 5 years (statutory) |
| Technical logs | Security, diagnostics | 30 days |
Legal basis and recipients
We process data to perform the contract (GDPR art. 6(1)(b)) and to meet tax obligations (art. 6(1)(c)). We use three processors: an infrastructure provider in Germany, a payment operator and a transactional mail provider. All operate within the EEA under data processing agreements. We do no advertising profiling and transfer no data outside the EEA.
Your rights
You have the right of access, rectification, erasure, restriction, portability and objection. Access, portability and erasure you perform yourself in settings — immediately, with no ticket. Other requests we handle by email within 30 days. You may also lodge a complaint with the Polish data protection authority.
Cookies
We use a single session cookie, required to keep you signed in. We use no analytics or advertising cookies, which is why you will see no consent banner here — there is nothing to consent to.