Subscriptions brought onto one scale
A yearly invoice, a quarterly instalment and a monthly plan cannot be compared until they share a denominator. Revnance does that once and keeps the number current.
How we work out the monthly figure
ExampleNo averaging across years, no “roughly”. The invoice amount divided by the length of the cycle, rounded only at the end — when the whole list is summed.
| Cycle | Amount | Monthly | |
|---|---|---|---|
| Adobe Creative Cloud | yearly | 1,416.00 | 118.00 USD |
| Car insurance — comprehensive | quarterly | 693.00 | 231.00 USD |
| Netflix Standard | monthly | 43.00 | 43.00 USD |
| Car wash — pass | every 2 weeks | 39.00 | 84.50 USD |
| Domain + hosting | every 2 years | 237.60 | 9.90 USD |
| A fortnightly cycle is counted across the year (26 charges ÷ 12), not as “twice a month”. That is 84.50 USD instead of 78.00 USD — 78 USD a year you would otherwise be wrong by. | |||
Calendar of due dates
Every charge on one month. You can see that September 10 takes 2 218 USD in three transfers — and move whatever can be moved.
Three kinds of notification
Only for items above a threshold you set. 100 USD by default.
With the monthly and yearly difference, not just an alert. “+5 USD” means “+60 USD a year”.
Fourteen days ahead — while cancelling still changes something.
What this feature does not do
We learn about a price rise from you, or from an email you forward yourself — we do not scan your inbox.
We can remind you and give you the link, but you click it. That is why we need no access to your accounts.
You pick the category on the first entry; later we suggest for similar names, but never change one without asking.