September 2026 · sample account
4,654
USD / mo.
Share of income
66.5%
at 7,000 USD net
Recurring items
24
across 5 categories
To recover
2,604 USD
a year, from 5 suggestions

What this number is made of

Home & utilities2,890 USD
Car loan720 USD
Digital subscriptions412 USD
Insurance386 USD
Phone & transport246 USD

Yearly, quarterly and monthly charges land on one scale. Only then is it visible that a design suite at 1 416 USD a year weighs more than three streaming services together.

01SubscriptionsRead →

One comparable monthly figure, one calendar of due dates and a notice on every price rise — with the yearly difference already worked out.

02Cuts to considerRead →

What overlaps, what you pay for and never open, which plan is too big. Every suggestion carries the yearly amount you get back.

03AssetsRead →

What you hold and where it sits, with the real return next to the nominal one — after inflation and after your own deposits are stripped out.

app.revnance.pl
Overview · September 202624 items
Fixed monthly
4,654 USD
To recover
2,604 USD
Net worth
186,400 USD
Next charges
Sep 10Rent — housing co-op1,980.00 USD
Sep 12Adobe Creative Cloud1,416.00 USD
Sep 14ChatGPT Plus82.00 USD
Spotify Family goes up Oct 1
29.99 → 34.99 USD · +60 USD/yr

Three evenings, then five minutes a month

Step 1
You write down what you pay

Name, amount, cycle, next due date. Twenty-four items on average — about half an hour, once.

Step 2
You get the number

One monthly figure, its share of your income, and a list of what overlaps or sits unused.

Step 3
You come back monthly

Confirm price changes, enter an asset valuation, tick off what you cut.

What you get from day one

any currency
Rates fetched for you, once a day

You click nothing to see current figures. All that stays on screen is a small marker with the quote date, and a rate older than a week is clearly flagged.

1–240 mo.
Any billing period

Eight built-in periods plus your own, each with its colour and place in the sort order. Everything lands on one monthly scale.

net / VAT
VAT broken out for business items

Net, VAT and gross side by side. Gross always goes into the budget — net stays for invoices.

12 tags
A filter that counts

Select tags and you see the total of matching items, their share of your income and a ranking from the most expensive.

30 days
Renewals as one-off amounts

What actually leaves the account today, this week and this month — kept apart from the monthly cost.

2 taps
Adding without files or integrations

A catalogue of common services, a live conversion preview as you type, and screenshot reading you confirm before saving.

Mobile app

The same number, in your pocket

Everything the panel counts, reachable with one thumb — plus the two things a browser cannot do: a notification that reaches you before the charge, and a camera that reads a receipt.

See the mobile app →
9:41
BudgetSeptember
Monthly cost · USD
4,654
Income
7,000
Free
2,346
Used
66.5%
today3 renewals · 3 871
Rent — housing co-op1,980
Adobe Creative Cloud118
ChatGPT Plus82
Pricing in one sentence

The free plan shows you your number. Full, at 19 USD a month, turns it into decisions.

One cancelled subscription usually covers a year of it.