September 2026 · sample account
3,359
USD / mo.
Share of income
54.2%
at 6,200 USD net
Recurring items
20
across 5 categories
To recover
580 USD
a year, from 5 suggestions

What this number is made of

Home & utilities2,235 USD
Car loan585 USD
Digital subscriptions129 USD
Insurance245 USD
Phone & transport165 USD

Yearly, half-yearly and monthly charges land on one scale. Only then is it visible that car insurance at 1 140 USD every six months costs more a month than all the streaming services together.

01SubscriptionsRead →

One comparable monthly figure, one calendar of due dates and a notice on every price rise — with the yearly difference already worked out.

02Save moneyRead →

What overlaps, what you pay for and never open, which plan is too big. Every suggestion carries the yearly amount you get back.

03AssetsRead →

What you hold and where it sits, with the real return next to the nominal one — after inflation and after your own deposits are stripped out.

revnance.com/app
Overview · September 202620 items
Fixed monthly
3,359 USD
To recover
580 USD
Net worth
186,400 USD
Next charges
Sep 10Rent1,850.00 USD
Sep 12Car insurance · 6 months1,140.00 USD
Sep 14ChatGPT Plus20.00 USD
Spotify Family goes up Oct 1
19.99 → 21.99 USD · +24 USD/yr

Three evenings, then five minutes a month

Step 1
You write down what you pay

Name, amount, cycle, next due date. Twenty-four items on average — about half an hour, once.

Step 2
You get the number

One monthly figure, its share of your income, and a list of what overlaps or sits unused.

Step 3
You come back monthly

Confirm price changes, enter an asset valuation, tick off what you cut.

What you get from day one

any currency
Rates fetched for you, once a day

You click nothing to see current figures. All that stays on screen is a small marker with the quote date, and a rate older than a week is clearly flagged.

1–240 mo.
Any billing period

Six ready-made periods plus any of your own — in days, weeks, months or years — each with its color and place in the sort order. Weekly, every 10 days, every 18 months, every 2 years — the conversion holds for all of them.

net / sales tax
Sales tax broken out for business items

Net, sales tax and gross side by side. Gross always goes into the budget — net stays for your books.

12 tags
A filter that counts

Select tags and you see the total of matching items, their share of your income and a ranking from the most expensive.

30 days
Renewals as one-off amounts

What actually leaves the account today, this week and this month — kept apart from the monthly cost.

2 taps
Adding without files or integrations

A catalog of common services, a live conversion preview as you type, and a screen that does not ask you to upload anything.

Mobile app

The same number, in your pocket

Everything the panel counts, reachable with one thumb — plus the two things a browser cannot do: a notification that reaches you before the charge, and a camera that reads a receipt.

See the mobile app →
9:41
BudgetSeptember
Monthly cost · USD
3,359
Income
6,200
Free
2,841
Used
54.2%
today3 renewals · 3,010
Rent1,850
Car insurance · 6 months190
ChatGPT Plus20
Pricing in one sentence

The free plan shows you your number. Full, at 9 USD a month, turns it into decisions.

One canceled subscription usually covers a year of it.